Financial Options

At Exceptional Senior Living , our monthly fee starts at around $3,500. This includes your daily fine dining meals, housekeeping, apartment maintenance, amenities and activities. The final monthly fee is determined by the room chosen and the level of care needed. There are several funding options, including many state and federal programs that offer financial assistance for senior living expenses.

There are several financial options that offer assistance for senior living at Exceptional Senior Living in Prospect, KY.

Veterans Benefits

Through the U.S. Department of Veterans Affairs, war veterans and their spouses may be eligible for the Aid and Attendance benefit that helps cover senior living fees. This benefit may be up to $2,000 per month in care. This benefit would be paid directly to you once approved. To apply for this benefit, please contact the Louisville Regional Benefits Office or your local state office at (800) 827-1000.

Long Term Care Insurance

Some long term care insurance policies may also cover a portion of senior living. We encourage you to ask your financial advisor if your policy includes this benefit and to learn more about options for affording senior care.

Reverse Mortgages

Seniors may also choose to take part in a reverse mortgage. The National Reverse Mortgage Lenders Association (NRMLA) is a great resource to learn more about how a reverse mortgage works and answers many frequently asked questions.